We have been in the receivables factoring business since 1979, are privately held, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can lend a helping hand to get you through any difficult times you might go through. We won't fold up shop when the times get difficult, as some receivables factoring companies regretfully have in the past.

Every factoring company has a preference for size, industry, and risk. It's pretty tough for you to choose which receivables factoring company will work best for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the most suitable match for your business - it might be us or another receivables factoring company.

We have a huge network of receivables factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take some time to explain your needs to us, you'll quickly see that we can help you find exactly what you need.

Most receivables factoring companies let you pick and choose your customers to factor. Although a handful of them generally require a minimum dollar amount in order to do business with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like having a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will make you use receivables factoring when you don't want it.

Most receivables factoring companies fees are hidden. You better take out your magnifying glass to read the fine print. Be rest assured, We do not behave this way.  We are absolutely transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our general advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet investors. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have cleared many of the obstacles that a business encounters. We listen to your story, understand your struggles. Based on that information we will put together a customized solution for you. Most receivables factoring businesses particularly the Silicon Valley ones mostly lay their money on an algorithm to determine your company's funding program. Who do you want to depend on as a cash flow partner to fund your business?

Most receivables factoring companies have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't ignore the fact that the receivables factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to see early negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues in order to nip them in the bud immediately.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay alert to negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt first-rate technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Most other companies don’t even come close.